The SmartAccess card can be used for purchases anywhere that Visa debit cards are acceptedeither online or in-store. App is great, but need to be able to manually enter deposit amounts if it cant properly read the amount. You need immediate access to your deposited funds Bills or payments are due You want peace of mind that your money is available right away How It Works 1. Read more about Select on. Helping you manage your financial life. You have 3 options to reload the PNC SmartAccess card: Direct Deposit. I got the card and funded it with $25 .A few days later I log into my account and it was closed. Certain other restrictions apply. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.). U.S. Bank is a Member FDIC. Member FDIC In Case of Errors or Questions about Your Transactions All rates and Annual Percentage Yields (APYs) are accurate as of . The rates and fee structures for checking accounts are subject to change without notice and they often fluctuate in accordance with the prime rate. A hallmark of the Foundation Checking account is a money management course that is now available on mobile devices as part of the on-boarding experience. Click here for a complete list of PNC DepositEasy ATMs. Katy Hebebrand is a freelance writer with eight years of experience in the financial industry. We are committed to protecting the security and confidentiality of your information. Visa Global Privacy Notice. Whether it is because of an enticing offer from a competing bank or because you are merging accounts with a significant other, there may come a time when you decide to close an account. 5 Questions to Consider as You Plan Your Retirement Income Strategy, Stay Informed on News and Issues Impacting PNC Customers, get a clear picture of where you are today and plan for the future you want. Our mission is to provide the possible best answers for your questions. [7], Pay Bills* Summary of Fees, Schedule of Fees & Terms and Conditions. Load funds easily via direct deposit or cash. Funds will be fully available on the second business day following the deposit date, If you are still within your first 30 days of membership with PNC Bank, longer delays on deposit availability may apply, Since ATM limits vary from location to location, you may not be able to make changes to the amount of money you can access at a time. [2] 24/7 toll free customer service at 866-304-2818. They didn't and the bank frozen my acct. My Prepaid Card was Lost or Stolen: Now What? Touch device users, explore by touch or with swipe gestures. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Entering a partnership with another person comes with all sorts of decisions, one of the biggest being what to do about money. Similarly, SmartAccess includes a mobile app, low-balance alerts, no overdraft fees and no fees for cashier's checks. If you do not know your default number for setting up access to Online Banking call us at 1-888-PNC-BANK (762-2265), Monday-Friday: 7 a.m.-10 p.m. With the PNC SmartAccess Prepaid Visa Card mobile app from PNC Bank, you can now access your prepaid card information from your mobile device so you can bank on the go! And those outside of the 19-state PNC region might be better served with another card. Apple, Apple Watch, iCloud, Mac, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Cash. We are here to assist with your questions and listen to your feedback. However, there prepaid department is phenomenal. When I tell you that the agent told me We are so sorry but the bank was supposed to generate me a new card before my card expired, I'm like ok so since y'all made a booboo now what.all you have to wait for 7 to 10 business days for my new card.I am highly upset.I told them y'all really drop the ball on this one. The daily ATM cash limit is $500, also lower. or a balance at the beginning of each day of $1,500 or more in this account, or an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances, Three options to waive monthly maintenance fee, Virtual Wallet includes individual checking and savings accounts that work together, New account holders can earn a welcome bonus of $400 when you establish total qualifying direct deposits of $5,000 or more to your Spend account, Up to $20 reimbursement for non-network ATM fees per statement period, No charge for overdraft protection transfer fees, Have to call PNC Bank to find out APY offered in your area, Have a $5,000 or greater monthly direct deposit to your Spend account. You can set up paychecks and government benefits to be loaded onto the card via direct deposit. However, the daily cash load limit of $5,000 is higher than most cards. Please download one of these up-to-date, free and excellent browsers: I have been with them for years! Fees could reduce earnings. With the Spend account in Virtual Wallet, you have: Digital tools that help you see what's free to spend, help you budget and reach your financial goals. Online banking and PNC SmartAccess Mobile app. You have the maximum number of saved User IDs (3), The Great Timing Debate: When to Claim Your Social Security Benefit, Kids Flown the Coop? Direct Deposit Use these tips to help protect your personal data and finances. The website you are connecting to is: {0}, In Case of Errors or Questions about Your Transactions. Please try again later. We're here to help when you do. Certain other restrictions apply. New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. Keep in mind that if you make deposits at an ATM after the cut-off time, the first business day following counts as the initial deposit date. The PNC SmartAccess Prepaid Visa is a no-frills card. Low Cash Mode is only available on the Spend account of your Virtual Wallet product. PNCs out-of-network fee is in addition to any fees charged by the ATM operator. Mobile deposit is PNC's most recent example of innovation. For Virtual Wallet with Performance Select accounts eligible for inclusion in the $25,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. access. These. I love the Smart Access Card. Mobile Deposit is a feature of PNC Mobile Banking. . Three accounts paired with digital tools to help you manage your money. "This dual certification illustrates PNC's commitment to serving the full spectrum of our communities throughout every life and financial stage moving all forward financially," said Cathy Niederberger, PNC's director of Community Development Banking. And still ringingSo glad I'm not a customer. 3. Instead, you can use the ATM to generate a one-time access code that will be sent to your phone via text message. The fees you pay on your bank account might not seem like a lot, but they can quickly add up. You should have received this number in the mail shortly after opening your account. Use as a primary card or as a complimentary to your current PNC accounts. The Tower at PNC Plaza Ive never experienced such horrible service in my entire life, not from anyone!!! pncmedia@deutschinc.com, Learn more about our economists and market experts with unique perspectives on how our world turns. There are no specific limitations to the amount of your money you can spend with PNC Bank. Use everywhere Visa debit cards are accepted. PNC Virtual Wallet with Performance Select, Federal Deposit Insurance Corporation (FDIC), Save up to $180 a year with one of these top no-fee checking accounts, These top high-yield savings accounts could earn you over 12X more money than the national average, Here are the best savings accounts for easy, in-person banking, Find credit cards for travel, cash back, and more at our card marketplace, Earn 3,000 bonus points every two nights with this new Hyatt promo, Record-high credit card debt outpaces over a third of Americans' savings, U.S. Bank Business Altitude Connect card: Loaded with travel perks and a 60,000-point bonus, Earn cash back on select deals at stores, restaurants and more throughBankAmeriDeals, Make saving easier with the Bank of America'sKeep the Changeprogram, Four ways to waive the monthly maintenance fee, Bank of America has a vast network of ATMs, No reimbursement for out-of-network ATM fees. PNC's mobile deposit, which can be used by any customer with access to PNC Online Banking and an eligible deposit account, allows customers to make deposits anywhere at any time. Once you've created a new username and passcode for logging on, you'll have access to: * View balance * View transaction history * Suspend or reactivate cards * Manage alerts Other fees may apply. It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. to find out what the ATM withdrawal limit is on a calendar day. Catch up on Select's in-depth coverage ofpersonal finance,tech and tools,wellnessand more, and follow us onFacebook,InstagramandTwitterto stay up to date. They can conveniently use the card for shopping online and in store purchases. Low Cash Mode. With the PNC Cash RewardsVisaCredit Card. The clever ones reach their goal in life. If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Virtual Wallet Growth account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change. They may fluctuate (up or down) as the Fed rate changes. While there are no limitations on ATM deposits, there are some important guidelines for deposit availability: Deposits made before 3 p.m. EST at non-PNC Bank ATMs and before 10 p.m. EST at PNC Bank ATMs will be processed same-day. Best at U.S. Bank: U.S . It would be great after the few little bugs were gone!!! Load money from each pay to use for spending, making it easy to stick to a budget! To get the most of this PNC experience, PNC has numerous patents/pending patent applications directed at various features and functions of Virtual Wallet. The customer first selects the deposit account and the amount, photographs the front of the check and then the back. When you open and use a new, qualifying business checking account. Convenient to Use Pay Bills * This requires knowledge and accurate answers. Download it from the App Store or Google Play and take control of your money: Scammers and hackers are getting more sophisticated. Zelleshould only be used to send or receive money with people you know and trust. Bank deposit products and services provided by PNC Bank, National Association. Download for iPhone or Android, You can access your money fee-free at nearly 18,000 PNC ATMs across the country, The monthly fee is waived for primary cardholders who are employed at PNC. [8], Bank at PNC ATMs media.relations@pnc.com, Advertising Inquiries PNC will advise you uninstall & reinstall PNCSmartAccess each time that happens, so if you want to use PNCSmartAccess, be prepared to uninstall, reinstall & set up PNCSmartAccess each time you want to take advantage of it. Current version is unusable. The account also offers low-balance alerts, and no overdraft or non-sufficient funds fees. If your zip code is incorrect, please enter your home zip code and select submit. Run a home equity savings scenario and see your loan options. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page from 01/03/2023 through 03/31/2023, and a qualifying Direct deposit(s) must be received within the first 60 days. Sign-up here. No one answered, Shows what this bank thinks of its customers. 2023 The PNC Financial Services Group, Inc. All rights reserved. Step 1: Add your card information (routing and direct deposit number) to your tax form Step 2: Select "checking" as your refund type on your tax form Step 3: Access your tax refund sooner when it is deposited directly to your Smart Access Prepaid Visa Card Everyday purchases made easy All rates and Annual Percentage Yields ( APYs ) are accurate as of a list... Still ringingSo glad I 'm not a customer in addition to any fees charged by the ATM to a... Market experts with unique perspectives on how our world turns check and then the back Summary fees! Tips to help you manage your money you can Spend with PNC bank daily cash load limit of 5,000. App store or Google Play and take control of your money you can Spend with bank!, also lower ) as the Fed rate changes run a home savings... Its customers did n't and the amount, photographs the front of the check then! 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