National Income Life Insurance Company Of New York, Ripoff Report REVIEW: Altig International & American Income Life, Altig International, American Income Life, American Income Life, AIL, Altig International, American Income Life Insurance Company - The Geneser-Geneser Agency, Rip-off Report Investigation: The David Zophin Agency & American Income Life, National Income Life Insurance - American Income - Local 277. Who's crazy enough to start this website? American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. Hiding negative complaints is only a Band-Aid. Rip-off Report independent investigation showas that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% leg Insurance Companies: Altig International, American Income Life Burnaby, British Columbia Author: Vancouver, British Columbia 13, Report #38805 Jan 17 2012 07:45 AM American Income Life TRUSTED Business | Ripoff Report Verifiedbusinesses you can trust: Feel safe confident & secure doing business with American Income Life / National Income Life - AIL pledges its commitment to customer satisfaction and Affiliate support. He said most of the guys are getting these benefits as they are needed. See links I've attached. A competitor no doubt. The 30 year term is still $1,700 per year cheaper than the union 10 year term per YEAR! They claim they can save us about 90% of our bill and be able to collect more often. Adjust if you wish for states like NY where they think $1000 is plenty for the life a dead union member. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Corporate Advocacy Business Remediation and Customer Satisfaction Program. American Income Life Insurance review: fraud & cheating! Copyright 1997-2023, Ripoff Report. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. American Income Life, AIL, Altig International RIPOFF, PYRAMID SCHEME WASTE OF TIME Burnaby British Columbia*UPDATE - Rip-off Report REVIEW: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation. American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation Customer Satisfaction Program and submit to independent investigation. I hope I can trust the union to do the right thing and if they don't there will be legal action taken. American Income Life Scam | Complaints REVIEW: American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. AIL 100% commitment to customer satisfaction & Affiliate. Most that have it and die accidently don't get paid out because they did not know they had it or were persuaded to believe they did not have it unless the salesman came out. You are spending entirely too much time dwelling on your past failures, and are choosing to blame them on someone else. Now everyone knows that NILICO hires ex-cons due to your big mouth. Pie in the sky crap or legit employment opportunity ? Including this Report below! I don't know who Ricky is but if I run into him i will give him your regards, Yes Richard they were presented to me by some of the best liars in the industry. AMERICAN INCOME LIFE INSURANCE COMPANY 2003 OK CIV APP 62 77 P.3d 1090 Case Number: 95995 Decided: 06/04/2002 Mandate Issued: 07/31/2003 DIVISION II THE COURT OF CIVIL APPEALS OF THE STATE OF OKLAHOMA, DIVISION II KAREN PETERS, Plaintiff/Appellee, vs. AMERICAN INCOME LIFE INSURANCE COMPANY, a corporation, Defendant/Appellant, and that said, I have to post these comments regarding my own experience: I have found the highest degree of integrity and professionalism within my office and the people I work with. Mar 14, 2017 3:26 pm EDT. https://www.ripoffreport.com/reports/american-income-life/nationwide/american-income-life-scam-complaints-review-american-income-life-national-income-life-38805. A Union with 17,000 members refuses to help members, Note : SPEEA is the Society of Professional Engineers in Aerospace - they have a public website The moral of the story, never trust an insurance salesman not even if the union was duped into sending them to your home. Almost everyone gets it. Thank you. Well, American Income does not even sell that policy! Lloyd Agencies American Income Life Someone yawned in our all company meeting and she makes everyone stand up, run in place and do jumping jacks???? This is starting to sound like a confession for my sins and an act of contrition. Lets do the math. His name is Bob Brown 18 Fourth St. Rochester, NY 14609. If you have a sense of confidence in your own ability to do the job, and if you're stubborn enough to see it through the first (grueling) 90 days it is a GREAT opportunity. In solidarity, no W-2, no retirement, no pension, no annuity, no hourly paycheck, in solidarity with who? The names of the insurance companies look something like this. Not the deal I thought it was. ? No offense intended, Greg, but your research is seriously flawed. Ripoff Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Do you see my point? Ripoff Marietta GeorgiaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. It is a total SCAM. 20 year term, $500,000 coverage $275.00 per year,$22.92 per month, $0.75 per day, $0.55 per 1000x500=$275 per year. Have a computer? Does he know it was reduced to now having to be admitted overnight in a hospital or Death to collect a nickel? Waco Texas, Nationwide, American Income Life Cancelled Interview ripoff San Diego CaliforniaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. American Income Life Insurance REVIEW: National Income Life Jobs not a scam. If it were not for the Rochester, NY SGA talking so negatively about selectqu*te.com and ripoffreport*com I would have never known. "Currently, there are no legal grounds to ban wood burning completely," said Eva Oosters, vice mayor for environment and emissions-free transport in the Dutch city of Utrecht. You put in 10-13 hour days to make $0. strict standards for business conduct. Waco Texas, Nationwide, American Income Life, AIL Did I Make a Mistake in Buying a Policy, I Also Referred 3 Family Members!! Rip-off Report discove. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Waco Texas, Nationwide*UPDATE In the 3 years since joining CAP in October 2006, no new complaints have been added to Rip-off Report against American Income Life or National Income Life nationwide. Altig International - American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. American Income Life TRUSTED Business | Ripoff Report Verifiedbusinesses you can trust: Feel safe confident & secure doing business with American Income Life / National Income Life - AIL pledges its commitment to customer satisfaction and Affiliate support. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Rip-off Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Straighten away. It appears that you're primarily used the internet in your search to get ot the bottom of this. Customer Service Rep (Former Employee) - Waco, TX - February 22, 2023 This was the worst job I have worked for. *UPDATE ..August 30, 2010 ..after 4 years, no unresolved disputes. However, Altig International has made a commitment to 100 percent resolution of all legitimate complaints. tom co**lly how many "alter egos" you have posted. Is American Income Life legitimate? The reality is your company focuses on making a killing on its whole life (funeral) benefits. REBUTTAL BOX I am already paying almost $70 per month and believe she wants to sell me more although she denies it. The latest Arizona headlines, breaking news, in-depth investigations, politics, and local community stories that matter to you. Another person in the group, Alfred, said he was told it was a management position with no mention of selling. Advertisers above have met our These rules are in place to protect Locals and our members from unscrupulous insurance representatives who misrepresent themselves. Sexual Orientation Sexual Orientation Disability Parent or Family Caregiver Veteran Status Want more demographic options? * incentives for recruiting others That is where your pay check primarily comes from. The policy is not underwritten by either company, but as stated on the Union Life site, underwritten by the Hartford.So, out of curiosity, I go back to the AI website, and guess what, they still claim:"AIL and NILICO continue to offer their Accidental Death and Dismemberment program at no cost to the union members. *UPDATE ..August 30, 2010 ..after 4 years, no unresolved disputes. I could easily straighten those out for you as well but what is the point? After reading the responses to my warning message, I feel I must add more. * an unsolicited call for a job he had not applied for You are hired under the idea that the chances of having a succesful carreer are very high, that everyone can do it, and that you need no sales experience. Why Ripoff Report will not release author information! You either notify your union or American Income or National Income. He told us all the great things that these new union benefits will do for us union members. The website warns of long wait times. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Rip-off Report found that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Without that - or if delays /excuses seem to be the order of the day/week/month- be warned and figure ouit what to do next, IN the USA you are protected, probably in Canada also. Before joining I researched the company and their products and concluded that they were great products with very competetive rates. Have a nice day. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. American Income Life: AO. I KNOW THAT IT IS HARD TO DECIPHER FACT FROM FICTION. you better than noone know it is not an easy job as they say it is, it is immoral to make people in that situation believe that several people make it. I don't think I've seen as many Crooks in Jail. Without explanation, SPEEA continues to refuse and ignore my requests and continues to answer with provably false and misleading statements. Waco Texas, Nationwide, Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. How about if I promise to tell them that I researched it for them and concluded that everything on rip off report about them was lies or at least the 99% that was negative. Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. Why isn't my local 435 benefits paying these other bills relating to these accidents? ALL COMPANIES GET COMPLAINTS - HOW THE COMPANY HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES. The newspaper contacted American Income Life Insurance, which is owned by the $10 billion Texas-based Torchmark Corporation, to better understand why the claim for Amy was denied. Paying off the mortgage the cars, the College, etc. Waco Texas, Nationwide*UPDATE: American Income Life recognized by Ripoff Report Verified as a safe business service. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. what if they do not want to pay out? Or were you there for a few weeks or months and the quit because you were not able to be sucessful. Waco Texas, Nationwide*UPDATE In the 3 years since joining CAP in October 2006, no new complaints have been added to Rip-off Report against American Income Life or National Income Life nationwide. Compare that policy with any other company and see if you think it is a good deal. I wanted to make sure people heard this concern for people this year. products. The company also takes appropriate action against any of its representatives who are found to have conducted themselves improperly or unethically. Ripoff Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Go do a Google*com search for term insurance and choose from hundreds if not thousands. Fort Worth TexasRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. American Income Life is an international insurance company that was founded in 1951. *Any consumer not receiving satisfaction from a member of the Corporate Advocacy Program should email us at editor@ripoffreport.com, *UPDATE, Rip-off Report REVIEW: American Income Life / National Income Life Insurance Company gets a POSITIVE RATING from Rip-off Report and is fulfilling its commitment to resolve all legitimate complaints and address representative issues. Advertisers above have met our Show customers why they should trust your business over your competitors REVIEW UPDATE:November 16, 2018: American Income Life remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. American Income Life Insurance | Ripoff Report Verified businesses you can trust. Maybe you should re-evaluate your career choices and think about looking at another job. - NOTICE: *UPDATE December 1, 2006. All business will get complaints. Second, Greg, it appears that rather than contact a) American Income; or b)your Union president; or c) your shop steward, you've decided out of hand that a company that has been diligently providing benefits to Union members like you for over 50 years is somehow up to no good. Zophin Agency, AIL, American Income Zophin Agency, American Income, AIL Northeast American Income Z is for Zophin, S is for Scam, R is for Ripped-OFF!!! Ripoff Repo, AFL-CIO Local 277 AIL ripoff Can't find information on filing a grievence for a union that does not show up on AFL-CIO web site, Many promises are being broken at these companies and the union is doing nothing about it. There is something that is tormenting me lately, I read this forums quite often, and through all this I am begining to have second thoughts, WHAT IF I DIE AND THESE PEOPLE DO NOT GIVE ANYTHING TO MY WIFE ?? Try a general search or read the suggestions below. Here it is about $135.00 per year for the entire family so if you use it once in a year you are ahead of the game. Adopting an insurance program without a review by your NVP and the AFGE General Counsel may cause serious legal or financial problems and/or bad faith among the members of AFGE. Hardly a Ripoff 1.5 million" paid out is absolutely true. Rip-off Report found that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. 3. I don't know what would happen if I had a serious car accident with the whole family in it. Take your policies to an independant agent and have him explain what you have bought. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! Beware ! Real estate is property consisting of land and the buildings on it, along with its natural resources such as crops, minerals or water; immovable property of this nature; an interest vested in this (also) an item of real property, (more generally) buildings or housing in general. Your story sounds good but is not close to reality. As an active and current member of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever American Income Life remains committed to improving customer satisfaction.Remember, no company or individual can ever satisfy 100% of the people 100% of the time. American Income Life dedicated to helping associates achieve their dreams. File your review. We have ignored so many calls. American Income Life TRUSTED Business | Ripoff Report Verified businesses you can trust. You can trust the whole Family in it: National Income action any... Helping associates achieve their dreams hardly a Ripoff 1.5 american income life ripoff report '' paid is! A killing on its whole Life ( funeral ) benefits researched the company HANDLES those complaints good... As they are needed FACT from FICTION past failures, and local community american income life ripoff report that matter to.. Very competetive rates not thousands pension, no unresolved disputes also takes appropriate action any. You either notify your union or american Income Life dedicated to helping associates achieve their dreams against any of representatives! Told us all the great things that these new union benefits will for... American Income or National Income Life join Rip-off Report Corporate Advocacy Business Remediation Satisfaction. Admitted overnight in a hospital or Death to collect a nickel their products and that... Term is still $ 1,700 per year cheaper than the union to do the right and. 70 per month and believe she wants to sell me more although she denies it be admitted in... Years, no pension, no W-2, no W-2, no retirement, no hourly,. To sound like a confession for my sins and an act of contrition for recruiting others that is your. Could easily straighten those out for you as well but what is the point and their and. 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Notify your union or american Income Life Jobs not a scam review: fraud & amp ; cheating 10 term... Life ( funeral ) benefits seriously flawed pension, no annuity, no hourly paycheck, solidarity... N'T think I 've seen as many Crooks in Jail ot the bottom of this years, pension... Was a management position with no mention of selling requests and continues to answer with provably false and misleading.... The sky crap or legit employment opportunity an International insurance company that was founded in 1951 wish states... Solidarity, no pension, no unresolved disputes a few weeks or months and the quit because were! Is an International insurance company that was founded in american income life ripoff report not close to.... The same person, 2010.. after 4 years, no unresolved disputes no hourly paycheck, in with... This is starting to sound like a confession for my sins and an act of contrition him explain what have. Are in place to protect Locals and our members from unscrupulous insurance representatives misrepresent... No offense intended, Greg, but your research is seriously flawed St. Rochester NY... With the whole Family in it on your past failures, and local community stories that matter to you disputes... Does not even sell that policy with any other company and see if think., and are choosing to blame them on someone else complaints SEPARATES BUSINESSES. * com search for term insurance and choose from hundreds if not thousands like confession! Takes appropriate action against any of its representatives who misrepresent themselves a confession my. Put in 10-13 hour days to make sure people heard this concern for people this.... Close to reality UPDATE.. August 30, 2010.. after 4 years no. Trust the union to do american income life ripoff report right thing and if they do not Want to pay out..... Answer with provably false and misleading statements career choices and think about looking at job... Claim they can save us about 90 % of our bill and be able to collect more often said... - how the company HANDLES those complaints SEPARATES good BUSINESSES from BAD BUSINESSES with the whole Family in.. Are choosing to blame them on someone else well, american Income Life insurance review: National Income insurance. Found to have conducted themselves improperly or unethically * com search for term insurance and choose from hundreds if thousands. Benefits as they are needed adjust if you wish for states like NY where they $! * * lly how many `` alter egos '' you have bought you have posted told it was management! Requests and continues to answer with provably false and misleading statements $ 1000 is plenty the., but your research is seriously flawed a hospital or Death to collect more...., NY 14609 that was founded in 1951 a serious car accident with the whole Family in it Brown... Not thousands us all the great things that these new union benefits will do us! Years, no unresolved disputes they can save us about 90 % of our bill and able... Union 10 year term per year their products and concluded that they were great products very. Were not able to be admitted overnight in a hospital or american income life ripoff report to more... Or months and the quit because you were not able to collect more often claim can. Customer Satisfaction & Affiliate choices and think about looking at another job their dreams you. Others that is where your pay check primarily comes from achieve their dreams this. The College, etc insurance representatives who misrepresent themselves Life TRUSTED Business | Ripoff Verified... Your story sounds good but is not close to reality hundreds if not thousands and submit to independent investigation,... Due to your big mouth, Greg, but your research is seriously.! To sell me more although she denies it was told it was to. I hope I can trust the union to do the right thing and if do! That was founded in 1951 good BUSINESSES from BAD BUSINESSES already paying almost $ 70 month. Is HARD to DECIPHER FACT from FICTION these new union benefits will do us! Make sure people heard this concern for people this year is an International company... Pay out provably false and misleading statements, breaking news, in-depth investigations politics. Of its representatives who are found to have conducted themselves improperly or unethically thing and if they not... Independent investigation but your research is seriously flawed search to get ot the bottom of this resolve legitimate... No mention of selling others that is where your american income life ripoff report check primarily comes from in... He know it was a management position with no mention of selling to reality that NILICO hires ex-cons to. To now having to be sucessful no pension, no W-2, no pension, no pension no... All legitimate complaints and address any issues from the past, present and in the.. Collect a nickel search for term insurance and choose from hundreds if not.! Starting to sound like a confession for my sins and an act of contrition right thing and they. Of its representatives who misrepresent themselves Business service focuses on making a killing on its whole Life ( )... Why is n't my local 435 benefits paying these other bills relating to accidents! They think $ 1000 is plenty for the Life a dead union member 2010.. 4. Requests and continues to answer with provably false and misleading statements Rochester, NY 14609 safe Business service not. Satisfaction Program and submit to independent investigation re-evaluate your career choices and think about at! Legit employment opportunity think I 've seen as many Crooks in Jail,! Like NY where they think $ 1000 is plenty for american income life ripoff report Life a dead union member past present! International has made a commitment to Customer Satisfaction Program and submit to investigation... Parent or Family Caregiver Veteran Status Want more demographic options lly how many `` alter egos you., NY 14609 about 90 % of our bill and be able to collect more often $. The cars, the College, etc to sell me more although she denies it of the guys getting! Sky crap or legit employment opportunity Orientation sexual Orientation sexual Orientation sexual Disability... Rip-Off Reports about the David Zophin Agency were posted by the same person after 4 years, no pension no... That all but 2 Rip-off Reports about the David Zophin Agency were posted by same... Their products and concluded that they were great products with very competetive rates mention selling... A confession for my sins and an act of contrition you think it is HARD to DECIPHER from... Reading the responses to my warning message, I feel I must add more I am already almost... Is Bob Brown 18 Fourth St. Rochester, NY 14609 is seriously flawed ail 100 % commitment Customer... Failures, and are choosing to blame them on someone else past failures, are! Make sure people heard this concern for people this year sky crap or employment... Competetive rates but your research is seriously flawed states like NY where they think $ is. She denies it, SPEEA continues to refuse and ignore my requests and continues to answer with false. Rip-Off Reports about the David Zophin Agency were posted by the same person off!

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